We’ll Help You Get a Tailored Owner Occupied Loan
Without the Headache
Need an owner-occupied home loan? Whether you’re looking to secure your dream forever home or you have future plans to create an investment property after a few years of living in it – BFG Loans can help you achieve your goals.
The most difficult part of getting a home loan is just getting your head around how the process works, which options you have and knowing which bank (from over 80 banks) is the best for your individual circumstances. At BFG Loans, we’ll be by your side throughout this entire stage, so that you can secure your ideal home to move into and start making new memories.
With 35+ reputable lenders under our review (including Commonwealth Bank, Macquarie Bank, Westpac, Bank Australia, Suncorp Bank, Beyond Bank, ING, Citibank and more), our friendly and experienced brokers can help you:
- Get a competitive rate on your loan and save thousands in interest
- Ensure your loan gets approved quickly
- Unlock a higher loan amount
- Find an option that has all the right features, loan structure and other key factors
- Help craft a strategy for your long term financial objectives – whether it’s expanding your property portfolio or upgrading
What is an owner-occupied home loan?
Owner-occupied financing is when the borrower will be residing in the property that they are buying. Generally speaking, these loans tend to come with lower interest rates, fees and penalties than a second home mortgage or a loan for an investment property. Why? Because they present less risk to the lender.
If this is your first property, you may be eligible for a $10,000 grant under the First Home Owner Grant (New Homes) scheme; the NSW First Home Buyer Assistance Scheme; or another form of exemption or assistance. At BFG Loans, we’ll work closely alongside you to determine which grants and schemes apply to your specific circumstances.
With BFG Loans, an owner-occupied loan helps put a roof over someone else’s head too
When you trust us to help you secure a personalised owner-occupied home loan, you’re not just securing your own dream home – you’re also helping to build affordable housing for a family in need.
Whether it’s a first home buyer loan, investment loan, refinancing or otherwise; we invest 50% of our profits to creating new homes for families like yours – a home for a home.
Ready to get started? Speak with us
To speak with one of our qualified and experienced brokers today, please get in touch. We can begin the process of helping you get an owner-occupied home loan that caters for your current position and future lifestyle goals.
Hear from others how BFG is making a difference
Jen
Oliver
Reta
I can’t recommend enough Sam, he’s caring, savy, organise, responsive and very knowledgeable, Sam really care about you and he will always procure to get the best outcome for you. Thanks so much for your help Sam, I can’t thank you enough.
Patrick
We met with Samuel and right from the start he listened to our goals and got us meeting with the relevant people. He was extremely proactive and found lenders to say yes when our current said no. Have used him many times and would recommend him to any small business owner who is trying to get ahead and set up an income for their future and future family. Look forward to continue to working with him and his team
Andrea
Samuel has been incredibly helpful guiding us through our first home purchase. He’s been incredibly patient, very responsive, and got us a great deal on our mortgage. On top of all that, his business model is geared toward socially responsible and ethically minded businesses/banks – something we really valued. It’s great to know our investment is doing something great for us, but also for others and the world. We would highly recommend this business and specifically Samuel, he’s just an absolute legend!
Austin
Panel of Banks
