First Home Buyer

Get Your Foot in the Door, with Our First Home Buyer Loans

We can help you start your property journey. We’ll work with you on getting the right home loan for your situation.

Looking to Buy Your First Home?

Looking to buy your first home? We can help you start your property journey. At BFG Loans, we’ll work closely alongside you to secure the ideal home loan for your situation. You could be eligible to buy your first home with as little as 5% deposit.

For first home buyers, the key to a smoother home loan experience often comes down to simply knowing what to expect. There are various benefits that first-time buyers often qualify for – low deposits and special grants can help you get started on this new chapter of your life.

As qualified experts who deliver on our promises, we can simplify the process and guide your decision to securing the best possible first home buyer home loan for your specific needs. We’ll help you with:

Shortlisting the first home buyer government support schemes that you’re eligible for
Securing a competitive rate from 35+ banks
Getting the loan approved
Gaining access to a higher loan amount
Finding an option with the right features, loan structure and other key factors

We work with Australia’s leading home lenders, including Commonwealth Bank, Macquarie Bank, Westpac, Bank Australia, Suncorp, ING, ANZ, St George, Bankwest and more.

What's the NSW First Home Owner's Grant?

If you’re building or purchasing your first home, you’ll probably be eligible for a $10,000 grant under the First Home Owner Grant (New Homes) scheme, which is managed by Revenue NSW.

At BFG Loans, we will work with you to find out whether you are eligible, and to navigate the process of applying for the First Home Buyer Grant in NSW.

What's the NSW First Home Buyer Assistance Scheme?

This scheme applies for first home buyers who are purchasing a brand new home, an existing home, or vacant land where a property is going to be built on. Under the NSW First Home Buyer Assistance Scheme (FHBAS), you might be eligible for an exemption or reduction of transfer duty charges, which can save you thousands.

Our friendly team at BFG Loans will help you navigate the process of applying for a loan and checking your eligibility for grants and schemes, for a stress-free experience.

Why Choose Us For Your First Home Loan?

At BFG Loans, we’re committed to making things as straightforward and hassle-free as possible for you. Our team takes the time to gain a clear understanding of your current position, your specific needs and your ideal lifestyle.

From here, we can compare the market and find a home loan that’s not simply “suitable” for you; but one that’s perfectly aligned with your short- and long-term goals. Working closely with your trusted adviser, our knowledgeable market specialists will help you achieve the best outcome possible.

Here’s what truly sets us apart from other mortgage brokerage firms in Australia though. At zero cost to you, BFG Loans invests 50% of our profits to a good cause – building affordable housing for families in need.

Your home loan helps other families get a roof over their heads, too – a home for a home.

Check out our helpful calculators

Hear from our happy customers

The team has been incredibly helpful guiding us through our home purchase. They’ve been incredibly patient, very responsive, and got us a great deal on our mortgage. On top of all that, their business model is geared toward socially responsible and ethically minded businesses/banks – something we really valued. It’s great to know our investment is doing something great for us, but also for others and the world. We would highly recommend this business and specifically Samuel, he’s just an absolute legend!

Austin

We met with the team and right from the start they listened to our goals and got us meeting with the relevant people. They were extremely proactive and found lenders to say yes when our current said no. Have used them many times and would recommend them to any small business owner who is trying to get ahead and set up an income for their future and future family. Look forward to continue to working with the whole team.

Andrea

I can’t recommend the team enough, they’re caring, savy, organise, responsive and very knowledgeable. The team really cares about you and they will always procure to get the best outcome for you. Thanks so much for your help BFG team, I can’t thank you enough.

Patrick

The team looked after myself and my Fiance when we got our home purchase. They were very down to earth, professional and really went above and beyond to help us every step of the way. They helped us, offered us support and made sure we get through things very smoothly. They answered all our questions and were always available to chat, was very proactive and always had the answers.

Reta

Highly recommended. The team is a highly professional group who helped us with a refinance. They were attentive, proactive, and knowledgeable in their service as they guided us through the transition.

Oliver

We are so happy to have been able to work with the Benevolence Financial Group Team on bringing our home ownership dreams to life. We had no idea what we were doing and whether we were even in any kind of position to purchase. They explained everything and patiently answered our many questions, talking us through every step of the process.