We save doctors an average of $40,000 on their home loans through special interest rates and discounts

Struggling to find your first home loan as a busy medical professional? We're here to help.

Benefits of home loans for medical professionals

No Lender's Mortgage Insurance (LMI)

You don't have to pay lender's mortgage insurance which saves you on average $19,000 for $800,000 loan amount when borrowing 90% of the property value

Exclusive interest rate discounts

For the life of your loan, recieve negotiated discounts below a bank's advertised rate

Cashback offers

From some lenders, you can get up to $2,000 in cashback

Lower deposits

Some lenders may give you special offers when you apply for a home loan

Do you qualify for a home loan?

Some lenders are willing to provide specialised homeloans to a wide range of emerging and experienced medical professionals.

Home loans for medical professionals are usually targeted towards doctors, vets, allied health professionals and dentists. However, other medical professionals can also qualify.

Criteria you must meet to be eligible

  • Be a member of a recognised industry association such as the Medical Practitioners Board of australia
  • Australian Association of Practice Managers, Australian Dental Associatoin(ADA), etc
  • Have an occupation that the lender recognises as an acceptable occupation

Documentation needed

  • Personal identification documents: this includes primary photo identification (e.g. current passport, driver's licence) or secondary identification (e.g. birth certificate, Medicare card)
  • Income details: recent payslips, payment summaries from your employer, your ABN and ATO tax assessments (if your're self-employed), a signed lease and recent rental statement (if you have rental income)

Every lender will have a unique set of eligibility criteria and acceptable professions which they will take into consideration when assessing your application.

You can read our checklist here for a more in depth look on the criteria and documentation needed.

Who is eligible for medical home loans?
Anaesthesiologists Epidemiologist Oncologists Plastic Surgeons
Anaesthetists Endocrinologists Ophthalmologists Psychiatrists
Anaesthesiologists Epidemiologist Oncologists Plastic Surgeons
Anaesthetists Endocrinologists Ophthalmologists Psychiatrists
Cardiologists Gastroenterologists Optometrists Psychologists
Chiropractors Gynaecologists Orthodontists Radiologists
Cosmetic surgeons General Practitioners Paediatricians Rheumatologies
Dentist Intern Doctors Pathologists Surgeons
Dermatologiests Immunologists Pharmacists Urologists
Doctors Neurologists Veterinarians

What doctors are getting


Average interest yearly savings




Invested per customer to an environmental charity

What are the benefits of using a mortage broker when applying
for your home loan?

When applying for a home loan, you can either apply directly to a lender or use a mortgage broker to assist you with your applicatio. As broker we:

  • Research and Compare home loans across 30+ banks and lenders to find you the best interest rate on the market.
  • Provide you with personalised advice relevant to help you make a confident and informed decision and save you the hassle of filling out complex paperwork.
  • Assist you in developing and submitting your application to save you the hassle of researching and filling out complex paperwork.

Don't charge you money to use our service. it's free. Banks and lenders pay commision to brokers.

Hear from others how BFG is making a difference

We are so happy to have been able to work with Sam at Benevolence Financial Group on bringing our home ownership dreams to life. As first home buyers we had no idea what we were doing and whether we were even in any kind of position to purchase. Sam explained everything and patiently answered our many questions, talking us through every step of the process.


Highly recommended. Sam and his team are a highly professional group who helped us with a refinance. They were attentive, proactive, and knowledgeable in their service as they guided us through the transition.


Sam from the BFG looked after myself and my Fiance when we got our first home purchase. Sam was very down to earth, professional and really went above and beyond to help us every step of the way. He helped us, offered us support and made sure we get through things very smoothly. he answered all our questions and was always available to chat, was very proactive and always had the answers.


Panel of banks to With 30+ banks on our panel

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