Our Social Impact

Questions & Answers


Our home for a home initiative is our way of giving back to the community. For every home loan that we settle, we invest up to 50% of our profits to Habitat for Humanity Australia (Australian registered leading charity). This gives families in need the opportunity to own a home too.

Whilst revenue is critical for sustainability and growth, our model is innovative in how we operate. Our primary objective is supporting Australians with their finances first and then supporting other people. We aim to disrupt the status quo of profit maximisation at the cost of people outcomes.

We have various revenue streams to support our sustainability and growth to maximise both business and social impacts. Through our partners, we offer other services such as accounting, legal and financial planning.

We also have a product range that includes insurances and commercial lending. Furthermore, we are supported by various entities including councils, accounting firms and charity organisations.

According to Social Traders, social enterprises are businesses that trade to intentionally tackle social problems, improve communities, provide people access to employment and training, or help the environment.

As Benevolence Financial Group, we solely exist to benefit the public and improve our communities!

Our rates from the banks in our panel are exactly the same rates offered by other brokers and banks. There's no added cost to you whatsoever.

As we operate like any other mortgage broker; our primary objective is to strengthen your financial position and identify opportunities for financial growth.

By simply rethinking banking, our model allows us to effectively support you and put social impact at the forefront. By choosing us, you do not miss out on anything, and you will be empowering families in need, one home at a time.

If you are thinking about securing a loan or refinancing, enquire online and speak to one of our experienced brokers today or schedule a consultation for a later date.

We qualify our charity partners and prove their effectiveness based on effective altruism principles. This takes into account:

  1. Importance: scope - how many people are affected and by how much?
  2. Neglected-ness: How crowded is this area?
  3. Tractability: How easy is progress?

We guarantee transparency by:

  1. Sharing the tax deductible gift receipt with the total donations from the registered charities we partner with at the end of the financial year. As part of our process, we are transparent about the income we receive from each transaction and provide a copy to our customers.
  2. Screening charity partners to ensure they are effective and efficient in their operations and aligned with the United Nations 17 Sustainable Development Goals (SDGs).
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