About Us

The BFG Story

Working in banking, we saw the effects and revelations of the Royal Banking Commission. With a deep sense of responsibility and desire of creating a better world, Benevolence Financial Group was founded with the sole thought “What if the most mistrusted industry became the leading force for sustainable change in the world?”.

Benevolence Financial Group is the the first social enterprise mortgage brokerage firm in Sydney specialising in home loans with a purpose, where up to 50% of commissions made are invested to build affordable housing for families in need. We call it a home for home because when you get your home loan another family get a home built.

What We Stand For

Our Vision

A future in which every purchase shapes a just and sustainable world.

Our Purpose

Using the power of finance to create a better future for our customers, communities and the planet.

How It Works


Finance The Right Option For You

We start off by getting a strong understanding of your needs, current position, and ideal lifestyle.
We then compare the market to find the right home loan suitable for your objectives – short, medium & long term.

Connect, Partner & Monitor

We introduce you to the people who can help you achieve maximum financial gain.
We work alongside your trusted adviser or give you access to our trusted market specialists.


At no cost to you, we invest on your behalf up to 50% of our commissions to help families like yours get a home. When you get your home loan, another family gets a home. We call it a home for home.

Our Services

Whatever your financial needs, we can get you market-ready to take this step with confidence and financial backing.

First Home Buyers
Business Loans & Asset Finances
Financial Planning & Insurances
Conveyancing, Legal & Accounting

Questions & Answers

Whilst revenue is critical for sustainability and growth, our model is innovative in how we operate. Our primary objective is supporting Australians with their finances first and then supporting other people. We aim to disrupt the status quo of profit maximisation at the cost of people outcomes.

We have various revenue streams to support our sustainability and growth to maximise both business and social impacts. Through our partners, we offer other services such as accounting, legal and financial planning.

We also have a product range that includes insurances and commercial lending. Furthermore, we are supported by various entities including councils, accounting firms and charity organisations.

At Benevolence Financial Group, we do not charge any fees whatsoever to our customers.

We are paid commissions by the lenders.

According to Social Traders, social enterprises are businesses that trade to intentionally tackle social problems, improve communities, provide people access to employment and training, or help the environment.

As Benevolence Financial Group, we solely exist to benefit the public and improve our communities!

Our brokers are ex-bankers who worked with the big banks and have extensive experience. Instead of attaining just the required Certificate IV to operate; they have a minimum of a Diploma in Financial Services.

We know the importance of every decision you make along the way. We embed careful decision making in partnership with your accountant and financial planner to ensure you have the best structure in place.

We have proven that our model works. As a social enterprise mortgage broker, the home loans funded help people like you meet their home buying needs while transforming lives.

This could range from ending homelessness in our streets to world hunger. We are the bridge that makes it possible for you to solve big world problems simply and effectively.

Our rates from the banks in our panel are exactly the same rates offered by other brokers and banks. There’s no added cost to you whatsoever.

As we operate like any other mortgage broker; our primary objective is to strengthen your financial position and identify opportunities for financial growth.

By simply rethinking banking, our model allows us to effectively support you and put social impact at the forefront. By choosing us, you do not miss out. You even get to save on taxes!

We qualify our charity partners and prove their effectiveness based on effective altruism principles. This takes into account:

1. Importance: Scope – how many people are affected and by how much?
2. Neglected-ness: How crowded is this area?
3. Tractability: How easy is progress?

We guarantee transparency by:

1. Providing a tax deducible receipt with the exact amounts invested. As part of our process, we are transparent about the income we receive from each transaction and provide a copy to our customers.

2. Screening charity partners to ensure they are effective and efficient in their operations and aligned with the United Nations 17 Sustainable Development Goals (SDGs).

Benevolence Group Australia Pty Ltd trading as Benevolence Financial Group (ABN 52634 787 312) is a Credit Representative Number 490057 authorized under Australian Credit License Number 390261, Finance Brokers Association of Australia Limited Member Number: M-345414, and registered with the Australian Financial Complaints Authority Limited. For Privacy Policy and Feedback, please contact us at Info@bfg.org.au

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